On a special episode of After Earnings, Michael Linford, COO and CFO of Affirm, joined the show to answer questions directly from verified Affirm shareholders. This episode allowed investors to engage with Michael on key topics impacting the company.

 

Michael addressed Affirm's recent performance, focusing on the company’s growth and its progress toward profitability, including improvements in margins reported in fiscal Q4 2024 earnings. He also discussed Affirm's partnerships with major brands, explaining how these collaborations are shaping the future of Affirm's offerings. 

 

Michael also highlighted how Affirm’s short-term loan structure allows the company to adapt quickly to changes in interest rates. He noted that lower rates could lead to more attractive offers for consumers and higher conversion rates for merchants, but will be balanced with careful credit management.

 

To hear more insights directly from Michael, tune in to this episode of After Earnings.

 

View the transcript

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Join the shareholder fireside chat with Affirm COO & CFO Michael Linford on Monday, September 30, 2024, at 10:00 AM Eastern Time, to ask and upvote questions. The Q&A platform is now open and will close on September 20, 2024, at 8:00 AM Eastern Time. This shareholder Q&A is closed. Verify your shares to participate in future events.

 

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After Earnings, a Morning Brew podcast co-produced with Stakeholder Labs, is a leading platform for investors and analysts to gain insights from top executives at dynamic public companies. With past episodes featuring CEOs and CFOs from firms like Shopify, Duolingo, and ServiceNow, it’s established itself as a top channel for direct-to-investor communication.

 

Learn more at afterearnings.com